Shopify POS, Lightspeed or Afosto POS? Count the card fees too
You don't choose a POS on the subscription alone. With Shopify you pay a percentage on every card payment. Afosto charges no transaction fees: you pick your own payment provider and only pay their rate.
What does a POS cost at €50,000 in card payments a month?
One store in the Netherlands, prices excluding VAT, as of 30 September 2026. Lightspeed is not included, because the card rates of Lightspeed Payments for the Netherlands are not on their pricing page.
| Cost per month | Shopify Grow | Afosto POS Start |
|---|---|---|
| Subscription | Shopify Grow €59 | POS Start €69 |
| POS transaction fees | 1.25% of card revenue: €625 | none: €0 |
| Payment provider | included in the 1.25% | Pay.: €35 subscription + 800 x €0.07 = €91 |
| Total | €684 | €160 |
This is not a like for like comparison. The Shopify subscription also includes your webshop and stock. Afosto POS Start has no stock management; that comes with POS Pro (€299), which brings the total to €390. Want a webshop as well? Then you add the CMS Start module: with the 10% bundle discount, POS Start with a webshop costs €242.20. If you choose POS Pro at Shopify (€79 per location), the total becomes €763.
The saving depends on a payment provider with a fixed fee per card payment. On the Professional plan, Pay. charges €0.07 per debit card for a store in the Netherlands; a credit card costs €0.10 + 1.75%. On Mollie Pro (€20 a month), Maestro or V Pay costs €0.06 + 0.20% and other consumer cards €0.10 + 1.50%. If your provider charges a percentage for your cards, the saving shrinks. Sources: pay.nl/tarieven, mollie.com/nl/pricing and shopify.com/nl/pos/prijzen.
Twice as many card payments
At €100,000 in card revenue across 1,600 card payments a month
Shopify Grow with Shopify Payments, or €1,388 with POS Pro
Afosto POS Serious with Pay.
Afosto POS Pro with Pay., with stock in the POS
More than a till
What sits behind the till
For a growing retailer, the POS is one sales channel next to the webshop, marketplaces and business customers. In Afosto, all of that runs on one platform.
Shopify POS, Lightspeed Retail and Afosto POS side by side
As of 30 September 2026. "Not listed on their pricing page" means we did not find the feature on the provider's pricing pages. That does not rule out an app, integration or custom build.
| Feature | Shopify | Lightspeed Retail | Afosto |
|---|---|---|---|
| POS | Basic in every paid plan; POS Pro €79 per location | Yes | Yes, with no transaction fees |
| Webshop | Yes | Yes, Lightspeed eCom built in | Yes, hosted storefront or headless |
| Your own payment provider | With a surcharge of 0.2% to 2% | Prices apply with Lightspeed Payments | Yes, including Pay., Mollie and Adyen |
| B2B portal | Up to 3 B2B catalogs, unlimited on Plus | Not listed on their pricing page | Yes, with organizations, price lists and payment terms |
| Quotes | Draft orders | Not listed on their pricing page | Yes |
| Invoicing | VAT invoicing | Through accounting integrations | Yes, including credit invoices |
| Warehouse | Pick and pack not listed on their pricing pages | Stock management and Scanner app | Yes, with the OMS/WMS module |
| Multiple locations | 10 stock locations, 200 on Plus | Extra locations as an option | Yes, with the OMS/WMS module |
| Marketplaces | 50 orders a month free, then 1% up to $99 a month | Not listed on their pricing page | bol, Amazon, Kaufland and Mirakl marketplaces |
| API | Higher limits on Advanced and Plus | API access listed | GraphQL API, REST and webhooks |
Shopify
| Plan | Per month (billed yearly) | Card payment with Shopify Payments | Surcharge with another provider |
|---|---|---|---|
| Basic | €21 | 1.4% | 2% |
| Grow | €59 | 1.25% | 1% |
| Advanced | €289 | 1.1% | 0.6% |
| Plus | from €2,100 | 1.1% | 0.2% |
POS Pro costs €79 a month per location, billed yearly; Plus includes 20 locations. Billed monthly, Basic costs €28, Grow €78 and Advanced €384. Sources: shopify.com/nl/pos/prijzen and shopify.com/nl/prijzen.
Lightspeed Retail
| Plan | Per month (billed yearly) | Per month (billed monthly) | Registers included |
|---|---|---|---|
| Basis | €99 | €129 | 1 |
| Essentieel | €149 | €189 | 1 |
| Plus | €229 | €269 | 1 |
An extra register costs €29 a month. The card rates of Lightspeed Payments for the Netherlands are not on the pricing page. Source: lightspeedhq.nl.
Afosto POS
| Plan | Price per month | Transactions per month | Locations | Stock locations |
|---|---|---|---|---|
| Free | €0 | 30 | 1 | not included |
| Start | €69 | 1,000 | 1 | not included |
| Serious | €149 | 3,000 | 2 | not included |
| Pro | €299 | 15,000 | 5 | 1 |
| Enterprise | €499 | 30,000 | 10 | 3 |
Afosto charges no transaction fees on any plan. You add a webshop with the CMS module, from €99 a month. Combine two or more modules and you get a 10% bundle discount. Source: Afosto pricing.
When Shopify POS or Lightspeed is a good choice
Not every store needs a platform. In these situations one of the other two fits better.
Shopify webshop, occasionally in person
your webshop already runs on Shopify and you sell at markets or events.
One supplier for everything
you want webshop, POS and payments from one supplier, and your card revenue is limited.
A till for your store
you want a store POS with stock management and a built-in webshop, and you're happy to pay through the same supplier. Then Lightspeed Retail fits.
A provider that charges a percentage
if your payment provider charges a percentage per card payment, Shopify POS can work out cheaper.
FAQ
Frequently asked questions about POS systems
What does Shopify POS cost in 2026?
As of 30 September 2026, Shopify costs €21 (Basic), €59 (Grow) or €289 (Advanced) a month, billed yearly. POS Pro costs €79 a month per location, billed yearly. Card payments with Shopify Payments cost 1.4%, 1.25% or 1.1%, depending on your plan. Source: shopify.com/nl/pos/prijzen.
What does Lightspeed Retail cost in 2026?
As of 30 September 2026, Lightspeed Retail costs €99 (Basis), €149 (Essentieel) or €229 (Plus) a month, billed yearly, with one register. An extra register costs €29 a month. The prices apply with Lightspeed Payments. Source: lightspeedhq.nl.
What does Afosto POS cost?
Afosto POS is free up to 30 transactions a month. Start costs €69 a month for 1,000 transactions, Serious €149 for 3,000 transactions and Pro €299 for 15,000 transactions, with stock for one location. Afosto charges no transaction fees. See all POS plans.
Which payment providers can I use with Afosto POS?
Pay., Mollie and Adyen, among others. You sign a contract with the payment provider yourself and pay their rates. Afosto fetches the card terminals through that integration.
Is Afosto POS cheaper than Shopify POS?
For a store with many card payments it is, if you take payments through a provider with a fixed fee per payment, such as Pay. In our worked example with €50,000 in card revenue, Afosto POS Start with Pay. costs €160 a month and Shopify Grow €684. If your provider charges a percentage per card payment for your cards, Shopify POS can work out cheaper. More about the Afosto POS.
Run the numbers on your own card revenue
In a demo we use your number of card payments and your own payment provider to work out what a POS costs you per month. Prefer to try it yourself? Afosto POS is free up to 30 transactions a month.